We can advise you on mortgages and re-mortgages and can discuss strategies for Residential and Buy to Let opportunities.
We are also authorised to advise on the subject of Equity Release, which can be a lifetime mortgage or a home reversion scheme. To understand the features and risks of this specialised area please come in and see us and ask for a personalised illustration.
We will charge a fee for mortgage advice in addition to any commission paid by the lender.
The level of fees will vary according to individual circumstances, but will typically be £500 for our ordinary residential mortgage service and our Lifetime Mortgage (Equity Release) scheme.
Your home may be repossessed if you do not keep up repayments on your mortgage. All buy to let mortgages are not regulated by the Financial Conduct Authority. Equity Release is a lifetime mortgage or home reversion scheme. Equity Release will reduce the value of your estate and can effect your eligibility for means tested benefits.